If you follow the advice of traditionalists, you are guaranteed to pay taxes and have mortgage payments for life. Don’t believe me? If you follow traditional advice, this is what you’ll get… If you rely on 30-year mortgages to finance your home, and...
The financial problem in America is reaching alarming proportions. The nation finds itself burdened by trillions of dollars in debt, with personal credit card debt exceeding $1 trillion and steadily increasing, alongside trillions of dollars in mortgage debt. While it...
The Feds can tax your interest earnings, but they CAN’T tax interest savings. When your money earns interest on the Asset side of the ledger, the Feds consider that income and then tax you accordingly. When your money saves you interest on the Debt side of the...
Welcome to 2023! Good-bye 2022…thankfully! Unfortunately, going in to 2023 the world is a mess, our country is divided like never before and the economy is an absolute disaster. And, as usual, personal finance advice for the New Year is all the rage. No matter the...
Today, the mortgage industry is filled with numerous companies and individuals that help people in lending money for their biggest investments of life. You will get two sources in the market: a mortgage broker and a lender. Although the two entities equally help you...