Teaching Financial Freedom Since 2006

Why are you still paying interest like it's 1985?

Run your numbers and see for yourself. You don't need to refinance. This is a banking strategy for anyone who earns an income and pays bills.

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No refinancing required

BBB A+ Rated

Works on any income

Run Your Own Numbers

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Watch & Learn

We want you to know what we know.

Most financial education teaches you to budget strictly, avoid credit, and live beneath your means. But the truth is, those things don't work for everyone — and they won't get you to financial freedom.

We created a completely different approach to managing your money that puts you on the fast track to your debt-free future — without strict budgeting, taking on a side hustle, or asking your boss for a raise.

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The Process

Four steps to financial freedom.

You don't need fancy software, strict budgets, or multiple income streams. All you need is the right tools, used the right way.

Calculate your payoff date

Fill out our free analysis form and get your personalized debt-free date. Then schedule a consultation with one of our experienced financial strategists.

Meet with a strategist

Meet with a strategist for a detailed analysis of your financial landscape including income, expenses, positive cash flow, and debt balances.

Get your personalized plan

Based on your analysis our team will put together a complete money management strategy designed specifically for your financial situation.

Lifetime support included

We stick with you from signup through every stage of life. Your one-time consultation fee provides a lifetime of support — you never pay another cent.

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What Our Clients Say

"They told us we'd be debt free in 5 years
and that's exactly what happened."

"It's made a big difference in my life to have control of my own finances… I never used to do anything on auto pay because if a payment was taken out of my account at the wrong time it could put me in the hole. Since I got myself on this program I now have everything I possibly can on auto pay because I know the money's gonna be there… I know where the finances are and I don't have a cash flow restriction that makes me go from paycheck to paycheck anymore."

— Melanie, Truth in Equity Client

Bill Westrom — Co-founder, Truth in Equity

Our Story

Hi, I'm Bill Westrom.

After many years working in the mortgage lending industry, my business partner David Welles and I decided that we could no longer stand by and watch banks take advantage of people through high interest rates and long loan terms. We knew there was a better way.

What started out as a way to help people pay down their mortgages has turned into a comprehensive financial strategy that helps anyone with a steady income pay off debt, streamline their expenses, and get more out of the money they earn.

We believe there's more to life than working just to pay the bills. We want to give you back control of your money, and your future.

Schedule a Free Call → Contact Us