Get More Out of What You Own and Earn

Equity optimization™ levels the playing field.You don’t need to be rich to be finacially independent.

You don’t need fancy software and you don’t  need to replace your mortgage,

you just need the truth and it’s in our name. Truth In Equity.

Est. 2006 The Original “Pay Off Your Mortgage in 5-7 Years”TM

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Here’s the hard-to-swallow truth:

This isn’t just about a mortgage.  We focus on that if you have one. 
You don’t need a mortgage however to use this system.  If you have any debt we help you
aggressively pay it down to zero with out making changes to your lifestyle or budget.
We work with all manners of debt.

Are you on a fixed 15 or 30-year mortgage?

Been making payments for a few years?

And Barely making a dent in the principal?

You’re paying DOUBLE (or more) than the closing price to own your own home! You could be using that extra money to: Send your kids to the college they wish they could go to (if only you could afford it), plan for your upcoming retirement (without banking on social security), or perhaps take a multi-country European vacation (yes, one of our clients did this for their 50th birthday with the money they saved). But to do this, you need a new management model… We’ll show you how to get control of your financial future instead of losing large sums of your wealth to mortgage companies and banks getting rich at your expense.

How To Rapidly Own Your Home In a Handful of Years

You already know that paying a little extra toward your principal results in lower interest payments, but what you didn’t know is… You can use 100% of your income to pay down huge chunks of your principal while still having enough money for expenses, bills, and lifestyle comforts.

You already know that paying a little extra toward your principal results in lower interest payments, but what you didn’t know is… You can use 100% of your income to pay down huge chunks of your principal while still having enough money for expenses, bills, and lifestyle comforts.

How? By using a home equity line of credit (HELOC). A HELOC leverages your home’s equity and current income to slash your principal month after month, making your money work for you, not your lender. ​​You may have heard of this strategy before and thought it ​sounded a little…

“Too good to be true”.  But we’ll tell you right now… It works. And we’re about to show you proof that it works from real people who have used it to gain more freedom, more purchasing power, and more control over their finances long-term.

This List is NOT a Testament To Our Success; It’s a Testament To Their Success

Cory and Francillia MCCall
Cory and Francillia MCCall
September 29, 2021.
Verified review
Diana has great follow up.
Gerald B Hawking
Gerald B Hawking
June 19, 2021.
Verified review
Truth In Equity will BLOW YOUR MIND Truth In Equity in my book should be the ONLY company to offer financial services. Bill Westrom, David Welles, Diana Ferreyra and the rest of the Team are the most knowledgeable, trustworthy, understanding and efficient Financial Professionals I have ever had the pleasure of dealing with in my 53 years of living on Earth. I should have done this decades ago. What a relief these folks are. I have received an education of a lifetime and I tell everyone I come in contact with about Truth In Equity. Best service. Best information. Best results. Mind Blowing !!!!
CC
CC
May 1, 2021.
Verified review
Great experience and outcome! Bill provided excellent guidance and recommendations on how to be successful with the program. He always got back to me in a timely manner to answer questions. He stayed in touch and periodically checked in regarding my progress until I finish the program. I am happy with the process and experience.
Melissa
Melissa
April 22, 2021.
Verified review
The real way to use banks. It’s an education. A big thing for me was not asking to change our lifestyle or savings habits to accomplish the goal. It’s making your excess money work smarter and teaching you to think like a banker. Don’t pass up this opportunity achieve financial freedom. You’ll wish you started sooner!
Adam Kasel
Adam Kasel
April 11, 2021.
Verified review
Bill has been so helpful as we are getting started on our journey to pay off our mortgage in 5-7 years. I first heard of Bill and had a conversation with him about 5 years ago and when I reached back out to him, he remembered me and was willing to work with us again. Bill has helped us get started and I'm excited to continue working with him!
Thomas Fello
Thomas Fello
April 9, 2021.
Verified review
Finally its happening I am just starting the program this month even though I have been interested for 6 years. That was the first time I talked with Bill Westrom. He was very helpful and knowledgeable. He never pushed the issue but was always there to assist and recommend people and ways to try and make this program happen. I just wasn't financially ready Fortunately I finally was able start my program with the guidance of Bill. I must have called or texted or emailed a million times with question after question. Bill was able to help me feel confident with the process. I feel a tremendous amount of excitement and confidence and am grateful Bill will be there always ready to assist and guide me through the whole process. I really feel this is a life changing time and I am so eager continue down my newly started path to mortgage freedom. When I made my first substantial payment towards the principal of my mortgage loan I felt proud and relieved that I continued to work towards starting the TIE program. Thanks Bill for sticking with me
Gene and Lee ann Harris
Gene and Lee ann Harris
January 25, 2021.
Verified review
My wife and I were very pleased with Diana and are ready to get started.
Amy
Amy
January 13, 2021.
Verified review
Working with Laurie Laurie is always very punctual about getting back to me, which I appreciate. She is always willing to set up a phone call or Zoom whenever I have questions.
Emmanuel
Emmanuel
January 13, 2021.
Verified review
My goals are my financial Strategist goals. Hello there, let me start by saying thanks to Laurie Giwoyna from Truth In Equity. She is the best financial Strategist. She was a big help during the process of getting the HELOC on my property. She was allways there every times I called for some Informations or when I am panicking about something. I am new at this and don't think is going to be easy.. But with Laurie helps I think I will achieved my goals.
JOSEPH GRIFFIN
JOSEPH GRIFFIN
December 4, 2020.
Verified review
Diana was awesome with communication and setup. She got us setup quickly, explained the process, and followed up. We cannot wait to be debt free.

Hi there, I’m Bill Westrom 

 

Before founding Truth in Equity, I worked as an account executive at Macquarie Mortgage. It was during that time I discovered the powerful system that hundreds of my clients around the world have used to save tens of thousands of dollars in interest payments.

I wanted to take this idea public through Macquarie. ​But it was shot down…didn’t make the company enough money so they didn’t want to use it.

I resigned right then and there. That’s when I decided that if they wouldn’t tell the public about it, I would. So in 2006, my business partner David Welles and I founded Truth in Equity.

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