Equity Optimization is very similar to how you manage your regular checking account; deposits and withdrawals.  The key to understanding how it works is to see and understand how your finances are affected when your income and debt work in a together versus conventional methods.  Our Financial Strategists are highly skilled at customizing the program to your unique needs. You can learn more about how it works here. 

No, anyone can use this strategy. Whether you own a home with equity, just bought a home and are looking to build equity, or you don’t own a home at all we will tailor the program to fit your needs. 

Our strategy hinges on utilizing a line of credit, whether this is a Personal Line of Credit, or a Home Equity Line of Credit (HELOC), will be based on your unique situation.  When you schedule a Discovery Call your Financial Strategist will provide more detail based on your current financial landscape and your goals. 

Absolutely not! Making additional payments towards your mortgage won’t help you pay off your car, your credit cards, or your student loans. You may pay off your mortgage faster but not nearly at the rate that our clients are.

The concept behind Truth in Equity is to get your money moving so that it works harder for you. Using traditional methods, even if you pay extra toward principal, the majority of your income is still sitting idle in your checking account. 

There are several factors that go into making this program work harder and faster than conventional banking methods. Your Financial Strategist will demonstrate how the Equity Optimization model of banking and borrowing out performs conventional methods of debt acceleration by a very wide margin.

No! In fact we steer our clients away from a traditional cash out refinance. Our goal is to help you reduce the overall time it takes to pay off your house, and you do not need to replace your mortgage to do that.

We actually prefer you maintain your low rate 1^st mortgage.  You can schedule a free discovery call with one of our Financial Strategists to see how Equity Optimization works in your particular scenario. 

There are several answers to this question, but ultimately the reason you haven’t heard of this type of financial strategy is only because it isn’t main stream. 

These strategies aren’t well publicized, taught in schools, or offered by the financial industry as a whole. Which is why it’s our goal to make them available and to give as many people as possible the tools needed to free themselves from high interest rates and long loan terms.

This is a very good question. Some believe the banking community is keeping this strategy a secret because they will lose money.  We’ve been told by bank executives that they don’t offer this type of program because they are not in the financial advice or education business.  Banks only offer financial products.  It is up to the customer to make their own financial decisions as it relates to managing their money.

The difference is our business model.  Other companies offering a similar program sell software or loans. 

While one of the products we provide to our clients is an online software where you can track and manage your progress, Truth In Equity provides the most important elements to success; education and ongoing support. 

We are also the ONLY provider that guarantees your results.  If you don’t start to see results in the first 6 months you can access our 6 month money back guarantee from your Personal Profile.

You have every right to attempt this on your own, however, there’s a reason our clients recommend us.  Working with an expert who knows the nuances and pitfalls of this strategy can save you a ton of time, headache, and money. 

You can learn more about exactly how we help you implement this process smoothly and quickly by speaking to one of our Financial Strategists.

We completely understand your concern regarding the rising interest rates. To enhance your knowledge of the Equity Optimization process you have to understand rate. 

It’s also interesting to note that when Truth in Equity began the prime rate was 8.25%. Even when rates were at that level our customers were transitioning out of their 5% fixed rate conventional loans and the process still worked. The Equity Advantage theory that drives our program makes mathematical sense despite rising interest rates because it’s based on the term of repayment rather than the rate and payment amount.