Before completing this step, if you have not already done so, we ask that you complete Step 1, Dispelling Financial Myths, and Step 2, Education and Empowerment and watch the videos on this page as well as the other pages. This will ensure that you have the necessary information to fully grasp the nuances of this process as it relates to banking and lending.
You are now at the gateway of prudent financial stewardship; here is the process that we will guide you through:
1. Fill out Personal Profile (Free). Thorough analysis of your Personal Profile will be conducted via our proprietary “Truth In Equity calculator”™. You will receive immediate cursory results from the automated findings engine. (Free). For Example: "You Could Be Debt Free in 5 years and 4 months". Findings are based on the information you input.
2. You will have the opportunity to purchase a Summary Report for $29.99. This report provides deeper findings and a comparison of what you are doing today vs. what you could be doing with the "Equity Advantage™". Limited exposure to the details of the Equity Advantage™ strategy will be provided.
3. If your debt free findings are favorable you have the opportunity to initiate or await contact to discuss your Personal Profile and the Equity Advantage™ program in more detail. If you qualify and wish to be considered for implementation and consulting services you will have the opportunity to schedule a detailed online review of your Personal Profile.
4. The free online meeting with one of our staff members will reveal potential program options. A decision to move forward with the complete consulting service can be made at this time.
5. Our full consulting option includes a personal one-on-one online webinar(Free) where we provide you with the basic framework of our program. Once we have completed this meeting and there is mutual agreement to participate in the program, we will consummate our agreement and move towards implementing the “Equity Advantage™” program. Indefinite membership with Truth In Equity™, provides continued one-on-one consulting sessions to evaluate your performance and discuss additional Equity Advantage™ strategies. This is a one time fee with no need for renewal. You receive the following when you elect to become a Truth In Equity™ practitioner:
• Unlimited calls to your Financial Strategist
• Unlimited access to the Truth In Equity Calculator™
• Unlimited access to the Truth In Equity™ website library of documents and videos
• Professional guidance, placement, procurement and use of the "Equity Advantage"™
• Retirement Earnings Development planning and implementation (Phase 2)
5a. If new financing/lending structures* is required to achieve results we help you secure proper financing through your own lending sources or we place you with ours. If you choose the lending source there may or may not be closing costs (we have no control over these costs). If you decide to work with our primary lender of choice (6th largest bank in US and is quite stable) there will be incurred closing costs.
*In the current economic environment, the lending and financial markets will continue to change and evolve. We will constantly be adding, changing and refining information in a continued effort to provide “Truth In Equity"™ members the necessary information to identify and locate qualified lending sources.
5b. If you already have what you need to achieve the results, we teach you how to implement the Equity Advantage™ using the financial tools you already have in place.
6. If you choose not to do anything, or cannot at this time, we part friends with a plan for the future or a basis of understanding.
6a. If your credit is less than 680 you really should find out why and take steps to bring all 3 scores above 700. Visit our EXTRAS page to learn how.
*A variable rate, revolving line of credit is the financial vehicle required to implement and utilize the Equity Advantage™ program. We realize and understand the gravity of your concern over the uncertainty of a variable rate and the impact a variable rate could have on your finances. With that in mind, the payoff projections presented take into account the potential for a raising rate environment. Payoff projections assume an inflationary rate environment throughout the life of the loan. We take this aggressive approach in an effort to dispel common fears of a variable interest rate and protect you from making a financial decision that may not be in your best interest.
TEXAS RESIDENTS SPECIAL NOTICE Click here if you are a Texas Resident
If you are a Texas resident there are certain restrictions. We will be happy to discuss these with you. We encourage you to continue through all the steps. We provide a link to a special announcement that pertains to Texas residents only. Please continue through all steps if you are a Texas resident.
Click Here to fill out your Personal Profile
